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Financial Services
ChiVest Financial Services, an affiliate of Chilton & Medley PLC, provides comprehensive Financial Services expertise. ChiVest is in the business of helping individuals and business owners succeed at their financial goals every day. Whether it’s managing an employee retirement plan or building a robust personal financial portfolio, ChiVest Financial Services is committed to providing you with individualized financial services that are designed to grow and protect your assets. We deliver on that commitment by understanding your financial goals, being accessible, and assigning a team of diversely talented advisors to help you make wise investment decisions and realize profitable returns.
Retirement & Estate Planning
ChiVest Financial Services provides a planning service designed to create retirement and estate plans individualized for your goals, lifestyle and timetable. Our approach entails meeting with you personally to review your goals and any current investments and working to create, implement and maintain a customized plan. Equally important, we’re committed to being accessible, and we’ll stay in touch with you on a regular basis and monitor your investments to keep you on track.
Individual Retirement Accounts
ChiVest Financial Services’s expertise includes traditional, Roth and rollover IRAs. We work to establish and maintain investment and retirement planning and act as the day-to-day contact for IRA accounts.
Education Funding (ESA and Sec. 529 Plans)
ChiVest Financial Services brings the same individualized attention to planning for your child’s future as we do our other financial services. We talk with you to understand your goals and timetable. Then we map out a schedule of growth, looking for the right combination of investments and tax advantage strategies to achieve your goals.
Investment Review Consultation
How are your current investments working for you? Wherever your current portfolio is managed, ChiVest Financial Services can review and evaluate how closely your investments are matching your goals. Our analysis service includes a personal meeting and individual analysis of your portfolio. We call this our Investment Checkup.
Life & Disability Insurance Review
The experienced financial professionals at ChiVest Financial Services can analyze and review your existing insurance policies. They also may recommend and implement new policies to enhance or replace policies that are no longer needed. This analysis is based on the team’s experience in reviewing hundreds of policies over the years and observing how these policies achieve individual client goals.
Receipt or Disposition of Inheritances
Take full advantage of investment and tax opportunities for inheritances you receive or provide. With our value-added services available on-site – tax planning, investment advisors, accountants – ChiVest Financial Services can take care of all of your estate and inheritance planning needs quickly and effectively.
Planned Charitable Giving
ChiVest Financial Services will work with you to take advantage of any and all tax opportunities available to you through a combination of charitable giving, including charitable remainder trusts, outright gifts and testamentary charitable bequests.
Turn Key 401(k) and Profit Sharing Plans
ChiVest Financial Services provides complete asset management for 401(k) and profit sharing plans, including individualized investment advice for each participant and assists with plan management and information for day-to-day service. Our 401(k) services provide valuations, 5500 tax returns, and year-end reports to your company management as well as to the plan participants. Additionally, our services ensure your company and its employees comply with ERISA and other tax rules and legislation.
SIMPLE retirement plans
ChiVest Financial Services specializes in providing SIMPLE retirement plans to small to mid-size companies. ChiVest Financial Services will work with your company to conduct individual investment meetings and act as the day-to-day contact for participating employees. We also will provide continuous contact with trustees in the design of the plan and in keeping investments up to date.
Business Succession Planning
Transition of a business to another generation or another investor group is typically the most difficult project a business owner undertakes. The decision takes many hours of thought and analysis to ensure success for both the seller and the buyer. Tax implications are important because of the economics of the transfer. Long-term economic considerations are also essential for success of the project. Our company has experience in dealing with these issues for a variety of clients and situations. We draw upon the expertise of each team member as well as other outside professionals as needed. The result is a thoughtful plan with the appropriate amount of economic, tax and personal preference considerations.
Our investment expertise and in-depth understanding of your financial situation, along with the relevant income tax and estate tax laws, allows us to give you appropriate feedback on how you stand and possibly make recommendation for improvements.
What do you learn from an Investment Checkup?
- How your investment assets are allocated to each major category
- How each investment rates as far as past performance, risk, etc.
- What effect our recommendations could have on your earnings and risk
- What other planning suggestions would apply to your situation
What do we need from you to perform the Investment Checkup?
- Account statements from your various accounts
- Listing of your other assets owned
- Listing of your liabilities (amounts owed)
Securities Offered Through Linsco/Private Ledger (LPL)
Member NASD/SIPC